Right now my credit score is 30 less that may be due to some negative transaction sided using my credit card. Now how to fix my credit score?
Can I increase my credit score within 6 months? If so what are the necessary steps I need to take to fix my credit score? Any helpful suggestions will be pretty much appreciated because I really want my friend score to be fixed and increase fast.
If you want to fix your credit score and want to increase it fast and quickly. You may follow the below steps so that you can fix your credit score by yourself.
1) anything which is above 700 credit score is considered as good and above 800 is pretty good.
2) what if you have a negative credit score or very less credit score, you can dispute the transactions which made the score gets into negative.
3) before raising any dispute with your credit card company, make sure you paid all the bills and cleared every transaction.
4) ask your friends or relatives who have much credibility with their credit card score, to add to their assured member. The more people who promotes you to get good credit score.
5) actually to fix the credit score or to gain good credit score one needs enough time for two years to three years. But getting a good GRE score for 3 to 6 months is a bit hard. Maintain proper clearing of bills.
6) don’t go for unnecessary usage of credit card, use it when needed.
7) you can remove paid collections from your credit card.